The denial was reversed. Three steps, sixteen days, and one $150 decision that flipped the appeal file. A playbook for homeowners staring down a pre-existing-condition denial.
An ex-warranty-adjuster's 14-month review of American Home Shield: complaint patterns, plan structure, per-item caps, and where AHS earns or loses against the alternatives.
A claims adjuster's read of the Choice Home Warranty BBB file, the Arizona $11.8M settlement, and the four patterns that keep showing up.
A first-person account of a denied Choice Home Warranty claim and the three-step appeal that reversed it. For homeowners facing the same.
The six contract clauses that decide whether your home warranty claim gets paid. Real contract language explained, and how to compare providers.
A three-step playbook for appealing a denied home warranty claim. Templates, evidence standards, and when to escalate to your state.
A first-person six-month test of Choice Home Warranty across three real claims. Sign-up, each claim outcome, and whether it delivered.
A first-person framework for deciding whether a home warranty is worth buying. Real math, real scenarios, and when to skip coverage.
I started The Warrantyist after a denied AC claim and three hours of Reddit threads. The answers I needed were not in top Google results. They were in fine print, class action filings, and stories buried eight comments deep in consumer forums. The FTC's consumer guidance on warranties is the clearest public primer on your rights, but it does not teach you how to fight a denial.
This is the publication I wished existed. Warranties are promises. We report on who keeps them.
— David Keppler, Editor